Be Prepared
The best way to deal with an accident is to be prepared for one. Here are some things you can do to be sure you're ready for an unexpected car accident.
- Purchase or put together a vehicle safety kit and keep it in your car that could include any of the following depending upon where you live:
- Flashlight and extra batteries
- Tow rope
- Collapsible shovel
- Rags or paper towels
- First-aid kit
- Flares
- Snow scraper/brush
- Basic tool kit
- Bag of kitty litter or sand
- Blanket
- Gloves
- Spare set of warm clothes and socks
- Siphon pump
- Emergency strobes
- 12-hour light sticks
- Purchase or put together a vehicle safety kit and keep it in your car that could include any of the following depending upon where you live:
- Put your most important info in the glovebox (ID cards, vehicle registration, emergency contacts, health insurance cards, etc.)
- Make sure your phone is charged and with you. This will allow you to call for help if needed, and to take photos or video of the accident scene.
At the Scene of the Accident
If you are involved in a car accident, there are several things that you can do at the accident scene to help ensure your safety and that of others.
- Move your car to a safe nearby location, for example, the side of the road or a neighboring parking lot. Do not to leave the scene.
- Check to see if anyone is hurt and call 911 if anyone is in need of medical assistance.
- Contact the police and describe the scene. An officer may come to the scene or instruct you to file an accident form to submit to the department.
- If your car isn't drivable, you can request roadside assistance or a tow company.
Document the Scene and Exchange Information
Use your mobile device to take photos and video of the accident scene, location and the damage to the vehicles. Exchange the following information with the other driver or drivers involved:
- Names, phone numbers, addresses and email addresses of all occupants and witnesses
- Company name, policy number and phone number for other insurance companies
- If emergency services respond: collect the police report number, officer name and badge number, etc.
If you have been injured, be sure to document your injuries and get the medical care that you need. Also, report the accident to your insurance company and that of the other driver.
Should the insurance carriers refuse to compensate you fully for your harms and losses, we are here to help. Contact us, Chelsie King Garza.
